Income planning creates a clear, reliable roadmap for turning your retirement savings into sustainable cash flow. The goal: predictable monthly income for essentials, growth potential for discretionary spending, and a resilient plan that adapts as your life and market conditions change.
Determine the best claiming strategy (including spousal options) and timing to maximize lifetime after‑tax income while fitting your broader plan.
Plan the order and timing of taxable, tax‑deferred, and tax‑free withdrawals — including Roth conversions — to minimize taxes and stretch your portfolio.
Blend annuities, pensions, and portfolio withdrawals to create an income floor for essentials while keeping upside and liquidity for discretionary spending.
Mark began his financial services career in 2001 with a national broker-dealer earning his securities license Series 7, 6, 63 and 65, as well as his insurance license. He quickly moved into comprehensive financial planning and earned the CERTIFIED FINANCIAL PLANNER (CFP™) designation.
Mark started and owned his own Registered Investment Advisory (RIA) firm, then moved into Wealth Management with Capital Advisory Group where Mark served clients, managed portfolios and oversaw operations. After a hiatus from the financial sector, Mark returned to financial services seeing a significant need for preservation and distribution solutions for retirees and those approaching retirement.
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